Hello Peter – To receive full OAS, you must be a resident of Canada 40 years of age after the age of 18 and before receiving the OAS. Once you receive partial OAS, it does not increase with each additional year of residence. Finally, I know that mainland China has a social security agreement with Canada. Would this agreement help him get eligible for the OAS sooner because of the 10-year rule, with Hong Kong now part of China (two one-country systems)? Under the agreement, U.S. Social Security credits earned after 1965 can be considered with CPP or QPP work loans, if necessary to meet minimum CPP or CPP disability or survivor requirements. However, to be eligible for your U.S. credit statement, you must have purchased at least one year of credit under the CPP or RPCQ. It is not necessary to include U.S. Social Security credits when determining eligibility for CPP or QPP retirement benefits, as anyone who has contributed to at least one of the two plans may be eligible for an old age pension or a reduced retirement pension as early as age 60. Hello Veronica – Your husband is certainly eligible for a CPP pension, and he may also be eligible for OAS under the Canada-U.S.
agreement. You are certainly eligible for CPP and OAS. I believe you need 10 years (40 quarters) to qualify for U.S. Social Security, but again, you could potentially qualify under the Canada-U.S. Agreement if you have less than 10 full years. My question relates to the definition of “legal residence” when applying for an AEO. Did her legal residency end when she returned to Hong Kong with her son, or when they sold their home in Toronto, or when she separated from her husband, or when they divorced? This is important so that it can accurately calculate whether it meets the required 10 years of “legal residence in Canada” to collect the OAS and possibly the GIS. Hello Doug, I was born (1949), educated and worked in Canada until I was 24 years old, when I worked 11.5 years in the UK and Australia.
In 1986, I returned to Canada with my English wife and started a family, which I left last year at the age of 66. The 2.5 years in Aus were credited to my right to a UK state pension and I bought extra years to be entitled to 30/30 of the UK state pension. I believe I am eligible for a full pre-birth OAS from before 1952, that I live in Canada at the age of 18 to 24, and that I have been here for 28 years, although I am not 40 years old in Canada after the age of 18. I note that the application form asks for details of my residency in the UK and Australia, but as I understand it, my eligibility for UK benefits should not affect or reduce my Canada benefit, which I hope to start this month, after deferring it from 13 months to 65. I haven`t started enjoying the benefits of the UK yet, but I probably will later this year. Are my assumptions correct? Thank you for your help For a list of all the countries with which Canada has agreements and explanations of each agreement, visit the Service Canada website. Hello Mark – I will not claim to be an expert on the Canada-UK agreement, but it is my understanding that it cannot be used to qualify for OAS benefits as most other agreements allow. This means that to qualify for OAS 20/40S (about $300 per month from age 65), you must have 20 years of residence in Canada. Please help (or provide a link to the information) with the following problem: I am trying to assess my OAS prospects. Here is what I read in the “Guide to Completing an Application for Canadian Retirement, Retirement and Survivors` Benefits under the Canada-Romania Social Security Agreement”: You may be eligible for retirement provision if you: – have reached age 65; and: – since the age of 18, since the completion of the 18th century.
have resided in Canada for at least one year; and – were Canadian citizens or legal residents of Canada at the time of your departure; and – reside in Canada since the age of 18 and have a total of at least 20 years of qualifying periods under Romanian law. I am barely within my time frame and I tell the government that I continued to work in Asia after 2000, even though I returned to Canada for a few years during that time. If you are temporarily going abroad to do full-time humanitarian volunteering with an accredited aid organisation, you may be able to receive your New Zealand retirement pension or veteran`s pension for up to 156 weeks. You need to find out about work and income before you leave. In 1977, the Canadian government began to conclude international social security agreements, and today it has concluded more than 50 such agreements. You can view the agreements on the Search the List of Treaties (Global Affairs Canada) page. Dear Doug, great and helpful messages, thank you. My case is as follows: I worked in Romania for ten years between 1990 and 2000, I lived and worked in Canada for six years (all taxes and duties were paid), from 2001 to 2006, then I returned to Romania to be with my aging parents, where I have lived and worked ever since. Question 1: Given that the international social security agreement with Romania will enter into force on November 1, 2011, does it apply retroactively if the above six Canadian years of the past are taken into account (and counted)? It is for the purposes of tabulation in both countries, which I would ask for before the age of 65.
It could be Romania. Question 2: What Canadian pension benefits would I be entitled to if I combined the three contributory segments? I immigrated from France with my parents in 1957, I am now 78 years old, I worked in France from 14 to 17 years old. I have dual nationality. My question is as follows. Can I receive an old-age pension from France because I only worked for 3 years? I understand that my employer in France has since died and that no employment records have been registered/destroyed since. Hi Gordon – I`m not an expert on U.S. Social Security, but I believe you qualify for some if you`ve contributed for at least 10 years. These agreements are bilateral treaties of international law that coordinate the social security legislation of the two countries and have two main objectives: Hello Doug, thank you for your reply. Yes, I have had a permanent home in Canada in the same place continuously from 2004 to the present. I rented for a year between 2003 and 2004.
My assignments abroad were single, so neither my wife nor anyone in my family moved with me. I didn`t own a house in the foreign countries where I worked – I simply rented or stayed in the factory`s warehouses. My accounts and investments stayed in Canada all the time and I transferred money monthly for my family`s living expenses. Based on all these characteristics, my tax advisor came to the conclusion that, despite my place of work, I have economic, family and residential ties in Canada and am therefore considered a resident for tax purposes. In addition, these qualities have also allowed me to maintain my PR status over the years. Data protection law requires us to inform you that we are authorised to collect this information under Article 233 of the Social Security Act. Although it is not mandatory for you to provide the information to the Social Security Administration, no certificate of coverage can be issued unless an application has been made. .